Diversified Capital Funding

Natalie was recommended to us by our realtors to arrange the mortgage for our home purchase. She got us a pre-approval letter for our offer on a Friday evening when I'm sure most everybody else would have been off for the weekend already. Natalie was easy to reach via email and always sent us a brief note first if she wasn't able to get back to us immediately. After understanding our specific situation she recommended exactly the right kind of loan and got us very favorable conditions. She helped us get through the usual, but still unexpected details of securing the loan and ensured that we were able to close on our house in just three weeks (and that included the July 4th holiday weekend!).

Jared was always available throughout the whole process and went out of his way to help. He was easy to talk to very knowledgeable about all aspects of the process.

Kyndra was a fantastic lender to work with! Being a first time home buyer I really was not familiar with terminology or or the home buying process and she took it slowly and made sure that I understood everything. I asked a lot of questions (seriously...there were many) and she didn't make me feel bad for that which was awesome. The best thing about Kyndra is that she is very friendly, easy to contact if you have questions, and she is EXTREMELY knowledgeable. My loan was a VA loan and I knew that it would be a lot harder in terms of needing extra documentation and inspections. Kyndra prepared me and provided me a list of everything needed on my end and she coordinated with my realtor to ensure that VA stipulations and extra inspections were completed timely and that they did not slip through the cracks. Kyndra and my realtor, Rachel, were a dynamite duo and together we were able to close so quickly. I could not have asked for a better team. Thank you! When we are ready to buy our next home we will be reaching out to this team again. I would highly recommend Kyndra!

I have worked with Dave three times for my financial needs. Twice for purchase financing and once for a refinance. Why three times, because Dave is the best. When going down the complex road of finding a mortgage, Dave takes his time to help you run the numbers to make sure your choice is sound and is best for you. He takes time to explain complexities and field any questions you have. Now here is the icing on the cake, he is diligent when it comes to closing on time. When he signs up for a time frame he delivers. This last mortgage we actually closed early because of Dave's efficiency! My family and I are grateful to have found Dave and have him in our corner for advice. Thank you so much for all you have done for us and helping us get into our home.

Patty was the most professional hard working individual I have ever had the pleasure of going through the extremely unpleasant process mortgage processing can be. Great, great experience, she is excellent and so professional. I would highly recommend her personally.

Just refinanced a VA Loan with Patty, she is the best, give her a call. I couldn't be more pleased with the process and the way she handled me as if I was her only concern. She stays in contact and has you at every turn. Love this woman, giver her a call. She'll make you feel like Family.

Very Professional and responsive! Josh and his staff walked us through every step and got us the loan we needed with the terms we wanted. They made our first home buying experience quite simple and seamless. I highly recommend Josh and his team!

"I am a Realtor and have had the pleasure to work with Diane on a number of transactions, and I can tell you that Diane is excellent to work with. I always feel comfortable introducing my clients to her because she not only knows her business thoroughly, but she also provides such wonderful customer service. Diane will spend as much time as necessary to explain what a borrower's options are, and then answer any questions they may have. Diane is surprisingly available to reach, and is willing to go the extra mile to make sure that the transaction gets closed in a timely manner. Fortunately, I have had Diane's assistance in more than one transaction that were challenging to complete, but Diane was always willing to brainstorm with me, speak to whoever she could to resolve any issues, and plain and simple just go the extra mile, time and time again. Diane is a true professional and a pleasure to work with."

Yvonne Hemmingsen is a great professional in her field. She is extremely knowledgeable, patient and clear in her explanations. She communicates very well and answers questions fully. She is very well organized and always punctual. Her sharp skills, complete expertise, and great dedication are obvious and visible day after day.

I have been working with Frank Squires since March 20th regarding purchasing a second home. This has been one of the best experiences I have had working with an individual. Frank is very responsive to all of my inquiries and keeps me updated as the process continues. He is very attentive to details and is always sure to answer all of my questions in each of my emails. In most of my experiences with communicating via email, I eventually have to call the individual to explain a situation or provide additional details. This has not been the case with Frank, he is diligent in closely reading my emails and is able to address all items. I have thoroughly enjoyed working with Frank and will recommend him to others that have mortgage needs. I look forward to completing the process in the coming weeks. Frank treated me like I was his only client, but I know I was not. He was very attentive to all of my inquiries and provided all that was needed at the time it was needed, or even before it was needed. I highly recommend Frank to my friends.

Our first weekend at the new place was amazing!  Lots of driving back and forth moving our stuff from one cabin to the other. For 9 years you’ve been helping us realize our dreams:  2009 you helped us get our mortgage for our Willow Glen house.  There was a refinance or two in there for Willow Glen and my Gilroy rental.  There was the 2013 purchase of our first cabin.  There was the 2017 purchase of The Sea Ranch.  And now the 2018 new cabin.  At least six transactions.  And each one made our lives better.  I’m very thankful for that!

Roni was helpful and very understanding of my needs. She was on top of my situation at all times. It was a pleasure working with her.

Randy was superb in communicating all information to all parties in the transaction, including the listing agent and the escrow officer. He communicated in a timely fashion all need-to-know information.

Kelly was excellent in every single area on a professional level. Based on her high degree of great competence, we became friends and I felt she cared for me on a personal level. She was available on weekends and at night time for any thing I needed. Her work was exemplary and was brilliant. She is a special player on your team. I hope whoever reads this recognizes her tremendous abilities. She is incredible. My house is mine largely because of her. When asked - Was there anything we could have done to improve the overall experience for you? -Kelly did everything possible to be successful and to get this house for me. My experience with her was unequalled. No way anyone is better than her. No way. In my work, I love working with top performers and Kelly is exactly that. Phenomenal!!!!

Connie Chronis made it possible for us to finance the purchase of a property contingent on the sale of our home on the Peninsula. Time was of the essence, and there was no room for either of us to drop the ball. She efficiently identified our objectives and matched them to the best product and pushed to get us the best rate possible. She relentlessly followed up with all parties so that we would have no barriers to getting the loan approved and executed the day after the sale of our house was final. She was positive and patient through it all, despite our putting her through several false starts. Connie is the consummate professional – she’s the best!

Thank You for ALL your help and of course I will refer U to anyone buying out there.. You and Carlos have been great with me just like Art (my brother) told me you would. I know I was a little bit of a pain sometimes but like I had stated had never dealt with big purchase, learned a lot from this experience. Again, Than You very much..

"Pham Loc is the most professional and informative loan officer I have ever worked with. She advised me on smart approaches to reduce my overall borrowing costs and closed a loan in less than 20 days! I would highly recommend her for any consumer, commercial, or mortgage loans."

Lynn was beyond knowledgeable and helpful. She responded to my phone calls and emails immediately. She took what was a very stressful situation for me and made it manageable. I will recommend Lynn to everyone I know.

"Natalie was recommended to us by our realtors to arrange the mortgage for our home purchase. She got us a pre-approval letter for our offer on a Friday evening when I'm sure most everybody else would have been off for the weekend already. Natalie was easy to reach via email and always sent us a brief note first if she wasn't able to get back to us immediately. After understanding our specific situation she recommended exactly the right kind of loan and got us very favorable conditions. She helped us get through the usual, but still unexpected details of securing the loan and ensured that we were able to close on our house in just three weeks (and that included the July 4th holiday weekend!)."

Over the years we have refinanced our Mortgage, when the time was right for us to refinance our mortgage, we chose Danielle Ramos of Diversified. The professionalism, knowledge, and excellent service we received from Danielle Ramos are why we are repeat customers for our mortgage refinance needs. She made everything so easy for us, and even went the extra mile to make sure everything went smoothly. We highly recommend working with Danielle Ramos, you too will be a “Satisfied Customer”.

Louis was a excellent loan advisor, and he closed my loan within 3 weeks! He answered any questions I had, and I had many since this was my FIRST loan. He was prompt. And I could contact him anytime, even the weekends. I would definitely recommend him.

I couldn't have had a better experience with the loan process. Diane is very professional yet personable, and she helped immensely by fully taking care of the loan and communicating with me often. She was available to thoroughly explain the documents and returned my messages promptly when I had questions. I greatly appreciated her thoroughness and attention to detail throughout the loan process!

Thank you so much for all of your help with buying our new home!  You are infinitely more professional, capable and awesome than the other company we started with. Also, thank you so much for entertaining Zelda during the signing; she was telling people at school the next day about her new friend Randy!

Rita is the nicest and most professional person we have worked with.  She gets back to you ASAP on everything and really cares about giving 100%   Highly recommended!!

David and his team were fantastic and have referred him a few times since the close of our new home in CO. At every turn, he was informative, responsive and helpful regardless of the question. They were fantastic.

Bryan used his professional knowledge to help me to get my loan smoothly and successfully. During my working with him, he always response very quickly to my questions. Also he showed a lot of patience to explain the new terms to a first time house buyer when I signed those loan application related documents. I feel I am lucky to have Bryan as my loan person.

If you are looking for excellent service, competence and someone who is 100% committed to getting you the best rate and making the lending process as simple as possible, call Kelly Allen - she is without exception the best.

Yes, I was pleased after just speaking with Diane on our first phone call. She does exactly what she she says...she is top notch and have recommended her to several people in my office. I will use her services again in the future.

This was by far the best service I have seen for a mortgage company, I have worked with a few companies and several brokers, but this one certainly deserves 5 stars. The company was very professional in handling the entire process efficiently and we were done with no issues and no stress… with the best deal I could find.

Patrick has helped us multiple times to both secure financing for a new home and to refinance an existing mortgage. We were always impressed by his professionalism and attention to detail. In one case, we had a very tight closing between selling our existing home and buying the new one, and Patrick worked hard to make everything go smoothly.

We have worked with Erik twice now. Once to purchase our second home and second time to refinance it. The original purchase was a difficult situation that Erik handled really wonderfully. We were keeping our first home as a rental and there was a ton of backup and working with the underwriter that Erik did an amazing job with. On top of that, my husband and I were overseas on vacation during 2 weeks of our closing! It was a very stressful time and Erik stayed calm and professional at all times and our realtor couldn't even believe he was able to get it all done so quickly. Then, when we worked with him again for the refinance, he was able to consolidate our loans and save us a lot of money. Anyhow, we wouldn't go anywhere else for our future mortgage broker needs!