Dave Mingione

Dave Mingione

David J. Mingione

SR. Mortgage Consultant
NMLS #256845/1850
Livermore, CA

Dave Mingione is a Senior Mortgage Advisor with Diversified Capital Funding and is licensed to do business in California (NMLS #256845). He was born in West Chester, PA and holds a Bachelor’s degree in Business with a minor in Economics from Saint Mary’s College. He is a California Real Estate license, and holds his NMLS (National Mortgage License System) designation. Dave is also a real estate investor himself and manages his own portfolio.

Dave has been a top-producing loan officer for many of the larger mortgage banks in the Northern CA since 2003. He credits his success to one simple philosophy, treating all customers as he would want to be treated. One of the ways that Dave sets himself apart from most other loan agents is by providing timely communication to all parties in a loan transaction and finds this often leads to exceeding client and Realtor expectations. When Dave can tell all parties where things stand with the financing, in real-time, this reduces anxiety levels and virtually eliminates many of the phone calls and questions, such as, “I wonder where things stand with the financing?” A Realtor at Keller Williams Tri-Valley Realty recently said, “This is how a loan should be done and how every lender should communicate. I just love the way you do business.”

Dave enjoys spending time with family and friends, annual crabbing trips to Coos Bay Oregon with friends, and playing racquetball several days per week in the early morning hours. Dave resides in Livermore, CA with his wife Candace and two children, Dominic and Nicole.

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  • 925-397-4390
  • 510-303-3887
  • 925-215-2287
  • email
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Noel, Silvia and Baby Noah

I have worked with Dave three times for my financial needs. Twice for purchase financing and once for a refinance. Why three times, because Dave is the best. When going down the complex road of finding a mortgage, Dave takes his time to help you run the numbers to make sure your choice is sound and is best for you. He takes time to explain complexities and field any questions you have. Now here is the icing on the cake, he is diligent when it comes to closing on time. When he signs up for a time frame he delivers. This last mortgage we actually closed early because of Dave's efficiency! My family and I are grateful to have found Dave and have him in our corner for advice. Thank you so much for all you have done for us and helping us get into our home.

-Noel, Silvia and Baby Noah

5.0
2016-11-14T20:12:44+00:00

-Noel, Silvia and Baby Noah

I have worked with Dave three times for my financial needs. Twice for purchase financing and once for a refinance. Why three times, because Dave is the best. When going down the complex road of finding a mortgage, Dave takes his time to help you run the numbers to make sure your choice is sound and is best for you. He takes time to explain complexities and field any questions you have. Now here is the icing on the cake, he is diligent when it comes to closing on time. When he signs up for a time frame he delivers. This last mortgage we actually closed early because of Dave's efficiency! My family and I are grateful to have found Dave and have him in our corner for advice. Thank you so much for all you have done for us and helping us get into our home.

K. Willis and Family

Dave worked with me to purchase a home for myself, wife, and two children. It took over a year and a half to find "the home" and I never felt rushed by Dave during the entire process. I honestly believe that Dave put my family's interests above his own financial gain. I can recommend Dave Mingione as a mortgage broker with 100% confidence and here is why:
-Dave is very knowledgeable & experienced in the mortgage industry. He will respect your time and your personal situation and responds to all forms of communication (phone/email/texts) in a very timely manner. He will work to find you the best loan/rate. He has a positive, honest, and professional attitude. I do not write reviews and testimonials unless they are truly warranted. I am sure there are some amazing mortgage brokers in the world, but I know that the service and commitment we received from Dave Mingione would be difficult to beat.

K. Willis and Family

5.0
2016-11-14T20:13:58+00:00

K. Willis and Family

Dave worked with me to purchase a home for myself, wife, and two children. It took over a year and a half to find "the home" and I never felt rushed by Dave during the entire process. I honestly believe that Dave put my family's interests above his own financial gain. I can recommend Dave Mingione as a mortgage broker with 100% confidence and here is why: -Dave is very knowledgeable & experienced in the mortgage industry. He will respect your time and your personal situation and responds to all forms of communication (phone/email/texts) in a very timely manner. He will work to find you the best loan/rate. He has a positive, honest, and professional attitude. I do not write reviews and testimonials unless they are truly warranted. I am sure there are some amazing mortgage brokers in the world, but I know that the service and commitment we received from Dave Mingione would be difficult to beat.

W. Osser and Family

I've refinance my mortgage twice through Dave and found the experience quick, easy and trouble free. In both cases, Dave found the mortgage rates and terms that made the most sense for me. All of the work was done without my ever having to leave my home. I tried using a national broker before using David and they were unable to provide a deal as good as the one Dave found.

-W. Osser and Family

5.0
2016-11-14T20:14:37+00:00

-W. Osser and Family

I've refinance my mortgage twice through Dave and found the experience quick, easy and trouble free. In both cases, Dave found the mortgage rates and terms that made the most sense for me. All of the work was done without my ever having to leave my home. I tried using a national broker before using David and they were unable to provide a deal as good as the one Dave found.

Ibrahim Soubra

It s was a wonderful experience working with Dave! It was our first time we buy and he made the entire process seamless!! His determination of helping out to make sure we get the house that we want is inspiring. I know that I have someone to count on next time I buy and that would be Dave!

-Ibrahim S.

5.0
2017-02-21T15:52:04+00:00

-Ibrahim S.

It s was a wonderful experience working with Dave! It was our first time we buy and he made the entire process seamless!! His determination of helping out to make sure we get the house that we want is inspiring. I know that I have someone to count on next time I buy and that would be Dave!

Darrell Rippy

Our loan was not the easiest and David stayed with it and got it done in what I consider a remarkably short period of time

-Darrell R.

5.0
2017-02-21T15:53:50+00:00

-Darrell R.

Our loan was not the easiest and David stayed with it and got it done in what I consider a remarkably short period of time

Jessica Jackson

I just finished purchasing my first home last week (yay!) and wanted to take a moment to let you all know what a phenomenal job Dave Mingione did for my boyfriend and I.

We had been toying with the idea of buying for a few weeks, and even went against my own advice by looking BEFORE we got pre-approved! We, of course, found a home that we fell in love with during that time and with a monumental effort on Dave's part beat out 12 other offers-one of which was all-cash.

We gave Dave our documents on Day "2" of the purchase agreement and he and his team had us ready to be signed off 14 days later, with keys in our hands in 16 days. He walked us through every-step of the process and we found it extremely helpful having someone who is always in-office to walk in and talk to whenever we had questions. In short-Dave is an absolute rockstar and both Chad & I cannot thank him enough.

If you haven't given Dave a shot with your own clients I highly recommend doing so.

-Jessica J.

5.0
2017-05-05T19:01:14+00:00

-Jessica J.

I just finished purchasing my first home last week (yay!) and wanted to take a moment to let you all know what a phenomenal job Dave Mingione did for my boyfriend and I. We had been toying with the idea of buying for a few weeks, and even went against my own advice by looking BEFORE we got pre-approved! We, of course, found a home that we fell in love with during that time and with a monumental effort on Dave's part beat out 12 other offers-one of which was all-cash. We gave Dave our documents on Day "2" of the purchase agreement and he and his team had us ready to be signed off 14 days later, with keys in our hands in 16 days. He walked us through every-step of the process and we found it extremely helpful having someone who is always in-office to walk in and talk to whenever we had questions. In short-Dave is an absolute rockstar and both Chad & I cannot thank him enough. If you haven't given Dave a shot with your own clients I highly recommend doing so.

Dave Toledo

It's hard to say you exceeded my expectations, your level of performance is always higher than my previous experiences with other lenders; and you've raised the bar higher, so now that's what I expect! LOL!

When asked, "Can you think of any ways we could improve our performance on the next transaction?"
The reply, "You're already doing so much from my experience working with you, I don't know what more you could do."

-Dave Toledo, REALTOR
CalBRE #01886746
Keller Williams | Tri-Valley Realty

5.0
2017-05-05T21:15:57+00:00

-Dave Toledo, REALTOR
CalBRE #01886746
Keller Williams | Tri-Valley Realty

It's hard to say you exceeded my expectations, your level of performance is always higher than my previous experiences with other lenders; and you've raised the bar higher, so now that's what I expect! LOL! When asked, "Can you think of any ways we could improve our performance on the next transaction?" The reply, "You're already doing so much from my experience working with you, I don't know what more you could do."
5.0
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