David J. Mingione
SR. Mortgage Consultant
Dave Mingione is a Senior Mortgage Advisor with Diversified Capital Funding and is licensed to do business in California (NMLS #256845). He was born in West Chester, PA and holds a Bachelor’s degree in Business with a minor in Economics from Saint Mary’s College. He is a California Real Estate license, and holds his NMLS (National Mortgage License System) designation. Dave is also a real estate investor himself and manages his own portfolio.
Dave has been a top-producing loan officer for many of the larger mortgage banks in the Northern CA since 2003. He credits his success to one simple philosophy, treating all customers as he would want to be treated. One of the ways that Dave sets himself apart from most other loan agents is by providing timely communication to all parties in a loan transaction and finds this often leads to exceeding client and Realtor expectations. When Dave can tell all parties where things stand with the financing, in real-time, this reduces anxiety levels and virtually eliminates many of the phone calls and questions, such as, “I wonder where things stand with the financing?” A Realtor at Keller Williams Tri-Valley Realty recently said, “This is how a loan should be done and how every lender should communicate. I just love the way you do business.”
Dave enjoys spending time with family and friends, annual crabbing trips to Coos Bay Oregon with friends, and playing racquetball several days per week in the early morning hours. Dave resides in Livermore, CA with his wife Candace and two children, Dominic and Nicole.
Noel, Silvia and Baby Noah
-Noel, Silvia and Baby Noah
K. Willis and Family
-Dave is very knowledgeable & experienced in the mortgage industry. He will respect your time and your personal situation and responds to all forms of communication (phone/email/texts) in a very timely manner. He will work to find you the best loan/rate. He has a positive, honest, and professional attitude. I do not write reviews and testimonials unless they are truly warranted. I am sure there are some amazing mortgage brokers in the world, but I know that the service and commitment we received from Dave Mingione would be difficult to beat.
K. Willis and Family
W. Osser and Family
-W. Osser and Family
We had been toying with the idea of buying for a few weeks, and even went against my own advice by looking BEFORE we got pre-approved! We, of course, found a home that we fell in love with during that time and with a monumental effort on Dave's part beat out 12 other offers-one of which was all-cash.
We gave Dave our documents on Day "2" of the purchase agreement and he and his team had us ready to be signed off 14 days later, with keys in our hands in 16 days. He walked us through every-step of the process and we found it extremely helpful having someone who is always in-office to walk in and talk to whenever we had questions. In short-Dave is an absolute rockstar and both Chad & I cannot thank him enough.
If you haven't given Dave a shot with your own clients I highly recommend doing so.
When asked, "Can you think of any ways we could improve our performance on the next transaction?"
The reply, "You're already doing so much from my experience working with you, I don't know what more you could do."
-Dave Toledo, REALTOR
Keller Williams | Tri-Valley Realty