Dave Mingione

Dave Mingione

David J. Mingione

NMLS #256845
SR. Mortgage Consultant
Livermore Branch
2470 First Street, Suite 204
Livermore, CA 94550

Dave Mingione was born in West Chester, PA and holds a Bachelor’s degree in Business with a minor in Economics from Saint Mary’s College. He is a California Real Estate license, and holds his NMLS (National Mortgage License System) designation. Dave is also a real estate investor himself and manages his own portfolio.

Dave has been a top-producing loan officer for many of the larger mortgage banks in the Northern CA since 2003. He credits his success to one simple philosophy, treating all customers as he would want to be treated. One of the ways that Dave sets himself apart from most other loan agents is by providing timely communication to all parties in a loan transaction and finds this often leads to exceeding client and Realtor expectations. When Dave can tell all parties where things stand with the financing, in real-time, this reduces anxiety levels and virtually eliminates many of the phone calls and questions, such as, “I wonder where things stand with the financing?” A Realtor at Keller Williams Tri-Valley Realty recently said, “This is how a loan should be done and how every lender should communicate. I just love the way you do business.”

Dave enjoys spending time with family and friends, annual crabbing trips to Coos Bay Oregon with friends, and playing racquetball several days per week in the early morning hours. Dave resides in Livermore, CA with his wife Candace and two children, Dominic and Nicole.

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  • 925-397-4390
  • 510-303-3887
  • 925-215-2287
  • email
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Noel, Silvia and Baby Noah

I have worked with Dave three times for my financial needs. Twice for purchase financing and once for a refinance. Why three times, because Dave is the best. When going down the complex road of finding a mortgage, Dave takes his time to help you run the numbers to make sure your choice is sound and is best for you. He takes time to explain complexities and field any questions you have. Now here is the icing on the cake, he is diligent when it comes to closing on time. When he signs up for a time frame he delivers. This last mortgage we actually closed early because of Dave's efficiency! My family and I are grateful to have found Dave and have him in our corner for advice. Thank you so much for all you have done for us and helping us get into our home.

-Noel, Silvia and Baby Noah

5.0
2016-11-14T20:12:44+00:00

-Noel, Silvia and Baby Noah

I have worked with Dave three times for my financial needs. Twice for purchase financing and once for a refinance. Why three times, because Dave is the best. When going down the complex road of finding a mortgage, Dave takes his time to help you run the numbers to make sure your choice is sound and is best for you. He takes time to explain complexities and field any questions you have. Now here is the icing on the cake, he is diligent when it comes to closing on time. When he signs up for a time frame he delivers. This last mortgage we actually closed early because of Dave's efficiency! My family and I are grateful to have found Dave and have him in our corner for advice. Thank you so much for all you have done for us and helping us get into our home.

K. Willis and Family

Dave worked with me to purchase a home for myself, wife, and two children. It took over a year and a half to find "the home" and I never felt rushed by Dave during the entire process. I honestly believe that Dave put my family's interests above his own financial gain. I can recommend Dave Mingione as a mortgage broker with 100% confidence and here is why:
-Dave is very knowledgeable & experienced in the mortgage industry. He will respect your time and your personal situation and responds to all forms of communication (phone/email/texts) in a very timely manner. He will work to find you the best loan/rate. He has a positive, honest, and professional attitude. I do not write reviews and testimonials unless they are truly warranted. I am sure there are some amazing mortgage brokers in the world, but I know that the service and commitment we received from Dave Mingione would be difficult to beat.

K. Willis and Family

5.0
2016-11-14T20:13:58+00:00

K. Willis and Family

Dave worked with me to purchase a home for myself, wife, and two children. It took over a year and a half to find "the home" and I never felt rushed by Dave during the entire process. I honestly believe that Dave put my family's interests above his own financial gain. I can recommend Dave Mingione as a mortgage broker with 100% confidence and here is why: -Dave is very knowledgeable & experienced in the mortgage industry. He will respect your time and your personal situation and responds to all forms of communication (phone/email/texts) in a very timely manner. He will work to find you the best loan/rate. He has a positive, honest, and professional attitude. I do not write reviews and testimonials unless they are truly warranted. I am sure there are some amazing mortgage brokers in the world, but I know that the service and commitment we received from Dave Mingione would be difficult to beat.

W. Osser and Family

I've refinance my mortgage twice through Dave and found the experience quick, easy and trouble free. In both cases, Dave found the mortgage rates and terms that made the most sense for me. All of the work was done without my ever having to leave my home. I tried using a national broker before using David and they were unable to provide a deal as good as the one Dave found.

-W. Osser and Family

5.0
2016-11-14T20:14:37+00:00

-W. Osser and Family

I've refinance my mortgage twice through Dave and found the experience quick, easy and trouble free. In both cases, Dave found the mortgage rates and terms that made the most sense for me. All of the work was done without my ever having to leave my home. I tried using a national broker before using David and they were unable to provide a deal as good as the one Dave found.

Joydeep Nov 13, 2019 on Zillow

Throughout the process, Dave guided me thoroughly and explained everything in detail. The best quality is his patience while understanding my situation, questions and then explain everything in a layman's term. His assistant Peyton assisted throughout the process with documentation, procedures, and processes and at the end of the day, made everything look simple to me. I would highly recommend Dave if anyone is looking for all the loan options available to them without going through the hassle for running around and Dave can really come up with the perfect solution that suits the requirement.

-Joydeep

5.0
2019-11-19T14:49:42+00:00

-Joydeep

Throughout the process, Dave guided me thoroughly and explained everything in detail. The best quality is his patience while understanding my situation, questions and then explain everything in a layman's term. His assistant Peyton assisted throughout the process with documentation, procedures, and processes and at the end of the day, made everything look simple to me. I would highly recommend Dave if anyone is looking for all the loan options available to them without going through the hassle for running around and Dave can really come up with the perfect solution that suits the requirement.

Rex B.

Dave is fantastic! We were thrilled by the amount of work that Dave put into our home buying experience. He was very timely and made himself very available. Highly recommended!

-Rex B.

5.0
2018-05-18T21:19:48+00:00

-Rex B.

Dave is fantastic! We were thrilled by the amount of work that Dave put into our home buying experience. He was very timely and made himself very available. Highly recommended!

David R Nixon

Dave was great to work with. Super friendly, responsive and knowledgeable. The obstacle I faced was that I've been self-employed for less than two years. Normally, lenders require two years of tax returns just to be considered for a loan. Dave found a way around that and spent a great deal of effort guiding me through the process, for which I am grateful.

-David R. N.

5.0
2019-04-09T17:42:15+00:00

-David R. N.

Dave was great to work with. Super friendly, responsive and knowledgeable. The obstacle I faced was that I've been self-employed for less than two years. Normally, lenders require two years of tax returns just to be considered for a loan. Dave found a way around that and spent a great deal of effort guiding me through the process, for which I am grateful.

Joy Deep

Throughout the process, Dave guided me thoroughly and explained everything in detail. The best quality is his patience while understanding my situation, questions and then explain everything in a layman's term. His assistant Peyton assisted throughout the process with documentation, procedures and processes and end of the day, made everything look simple to me. I would highly recommend Dave if any one is looking for all the loan options available to them without going through the hassle for running around and Dave can really come up with the perfect solution that suits the requirement.

-Joy D.

5.0
2019-04-09T17:43:34+00:00

-Joy D.

Throughout the process, Dave guided me thoroughly and explained everything in detail. The best quality is his patience while understanding my situation, questions and then explain everything in a layman's term. His assistant Peyton assisted throughout the process with documentation, procedures and processes and end of the day, made everything look simple to me. I would highly recommend Dave if any one is looking for all the loan options available to them without going through the hassle for running around and Dave can really come up with the perfect solution that suits the requirement.

C. Duncan

Dave is very experienced and easy to work with. The loan process went as planned and the purchase was completed within 21 days. I highly recommend using him for your real estate needs.

-C. Duncan

5.0
2019-05-09T20:20:28+00:00

-C. Duncan

Dave is very experienced and easy to work with. The loan process went as planned and the purchase was completed within 21 days. I highly recommend using him for your real estate needs.

Ibrahim Soubra

It s was a wonderful experience working with Dave! It was our first time we buy and he made the entire process seamless!! His determination of helping out to make sure we get the house that we want is inspiring. I know that I have someone to count on next time I buy and that would be Dave!

-Ibrahim S.

5.0
2017-02-21T15:52:04+00:00

-Ibrahim S.

It s was a wonderful experience working with Dave! It was our first time we buy and he made the entire process seamless!! His determination of helping out to make sure we get the house that we want is inspiring. I know that I have someone to count on next time I buy and that would be Dave!

Darrell Rippy

Our loan was not the easiest and David stayed with it and got it done in what I consider a remarkably short period of time

-Darrell R.

5.0
2017-02-21T15:53:50+00:00

-Darrell R.

Our loan was not the easiest and David stayed with it and got it done in what I consider a remarkably short period of time

Robert B.

My real estate agent recommended Dave Mingione, Senior Mortgage Agent.... he's a precious gem. The guy is on it.... one step ahead at all times and 24/7 fast response. His assistant Peyton keeps pace with him... dynamic duo. Rates are monitored, and forecasted rates are logical and current. The mortgage process was very easy, extremely organized, and the signing was as relaxed as a visit to Starbucks... I purchased in Livermore, CA, and Dave works out of the Livermore office... like the company... Love the Dave... he is one of those super high performers...unequaled excellence... and no I'm not related and simply relied on him for a smooth and effective mortgage service. If you work with Dave Mingione then you are taken care of at every step, every corner, and through the deal...and likely well after the deal.

- Robert B.

5.0
2019-01-14T21:28:09+00:00

- Robert B.

My real estate agent recommended Dave Mingione, Senior Mortgage Agent.... he's a precious gem. The guy is on it.... one step ahead at all times and 24/7 fast response. His assistant Peyton keeps pace with him... dynamic duo. Rates are monitored, and forecasted rates are logical and current. The mortgage process was very easy, extremely organized, and the signing was as relaxed as a visit to Starbucks... I purchased in Livermore, CA, and Dave works out of the Livermore office... like the company... Love the Dave... he is one of those super high performers...unequaled excellence... and no I'm not related and simply relied on him for a smooth and effective mortgage service. If you work with Dave Mingione then you are taken care of at every step, every corner, and through the deal...and likely well after the deal.

Jessica Jackson

I just finished purchasing my first home last week (yay!) and wanted to take a moment to let you all know what a phenomenal job Dave Mingione did for my boyfriend and I.

We had been toying with the idea of buying for a few weeks, and even went against my own advice by looking BEFORE we got pre-approved! We, of course, found a home that we fell in love with during that time and with a monumental effort on Dave's part beat out 12 other offers-one of which was all-cash.

We gave Dave our documents on Day "2" of the purchase agreement and he and his team had us ready to be signed off 14 days later, with keys in our hands in 16 days. He walked us through every-step of the process and we found it extremely helpful having someone who is always in-office to walk in and talk to whenever we had questions. In short-Dave is an absolute rockstar and both Chad & I cannot thank him enough.

If you haven't given Dave a shot with your own clients I highly recommend doing so.

-Jessica J.

5.0
2017-05-05T19:01:14+00:00

-Jessica J.

I just finished purchasing my first home last week (yay!) and wanted to take a moment to let you all know what a phenomenal job Dave Mingione did for my boyfriend and I. We had been toying with the idea of buying for a few weeks, and even went against my own advice by looking BEFORE we got pre-approved! We, of course, found a home that we fell in love with during that time and with a monumental effort on Dave's part beat out 12 other offers-one of which was all-cash. We gave Dave our documents on Day "2" of the purchase agreement and he and his team had us ready to be signed off 14 days later, with keys in our hands in 16 days. He walked us through every-step of the process and we found it extremely helpful having someone who is always in-office to walk in and talk to whenever we had questions. In short-Dave is an absolute rockstar and both Chad & I cannot thank him enough. If you haven't given Dave a shot with your own clients I highly recommend doing so.

Dave Toledo

It's hard to say you exceeded my expectations, your level of performance is always higher than my previous experiences with other lenders; and you've raised the bar higher, so now that's what I expect! LOL!

When asked, "Can you think of any ways we could improve our performance on the next transaction?"
The reply, "You're already doing so much from my experience working with you, I don't know what more you could do."

-Dave Toledo, REALTOR
CalBRE #01886746
Keller Williams | Tri-Valley Realty

5.0
2017-05-05T21:15:57+00:00

-Dave Toledo, REALTOR
CalBRE #01886746
Keller Williams | Tri-Valley Realty

It's hard to say you exceeded my expectations, your level of performance is always higher than my previous experiences with other lenders; and you've raised the bar higher, so now that's what I expect! LOL! When asked, "Can you think of any ways we could improve our performance on the next transaction?" The reply, "You're already doing so much from my experience working with you, I don't know what more you could do."

Jo Sorbi

David worked HARD for me to get me into a mortgage and kept in contact before and after hours and even weekends. He was the consummate professional and made it work no matter the obstacles. Absolutely recommend!!!!

-Jo S.

5.0
2019-01-15T16:58:27+00:00

-Jo S.

David worked HARD for me to get me into a mortgage and kept in contact before and after hours and even weekends. He was the consummate professional and made it work no matter the obstacles. Absolutely recommend!!!!
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