Jeff Shields

Jeff Shields

NMLS #323758
Mortgage Advisor
Irvine Branch
34 Executive Park, Suite 270
Irvine, CA 92614

As your Mortgage Advisor Jeff believes it is his job to become your trusted advisor by informing you of the mortgage options available to you derived from your long and/ or short-term investment plans in order to help minimize interest expense, minimize taxes, improve cash flow, etc.

Jeff’s successful 18 year career in Mortgage and Real Estate have afforded him the luxury of working in a few different roles; Processing, Underwriting, Funding, Originating as well as Realtor both buying and selling homes. Working in those positions he gained necessary experience to effectively advise clients through the loan closing with a thorough understanding of credit analysis, real estate contracts and timelines, conventional and non-conventional loans, and underwriting methods. When combined with his character and service driven approach it makes Jeff a very valuable partner to homeowners navigating some of the most important purchase and/or refinance decisions of their lives.

Jeff is an Orange County Native only relocating to San Diego while he earned his Bachelor of Science Degree from San Diego State University. He enjoys spending invaluable time with his Wife and 10 year old daughter who is active in soccer and gymnastics. Jeff also enjoys playing ice hockey, mountain biking, golfing, surfing, snowboarding, riding his personal watercraft and just taking advantage of the amazing outdoors Southern California offers us.

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  • 949.584.4272
  • 949.584.4272
  • 714.455.7187
  • email

Julie Hess Nov 07, 2019 on Zillow

Extremely responsive and got our loan closed in record time. Accommodated our loan prequalification process on a Saturday, allowing us to put an offer in on our dream home. Extremely stress-free experience.

-Julie H

5.0
2019-11-09T17:08:54+00:00

-Julie H

Extremely responsive and got our loan closed in record time. Accommodated our loan prequalification process on a Saturday, allowing us to put an offer in on our dream home. Extremely stress-free experience.

Gavin Reardon Nov 12, 2019 on Zillow

I'd contacted other mortgage brokers, but as I'm self-employed, the rate I was quoted exceedingly high (well over 6.5%). No one had explained why or what I could do to change my circumstances. I was given Jeff Shields's name, and he was wonderful. He explained clearly, in terms I could understand, what my situation was, and how I could 1.) qualify for a home now, and 2.) what I could do in the future to substantially reduce my rate. He also got me a rate of 5.75% which was far lower than I'd been quoted by anyone else. I appreciated his clarity, honesty, and willingness to work with me to get me the best mortgage possible. I'd recommend Jeff to any friend and expect to work with him in the future.

-Gavin R.

5.0
2019-11-15T14:39:42+00:00

-Gavin R.

I'd contacted other mortgage brokers, but as I'm self-employed, the rate I was quoted exceedingly high (well over 6.5%). No one had explained why or what I could do to change my circumstances. I was given Jeff Shields's name, and he was wonderful. He explained clearly, in terms I could understand, what my situation was, and how I could 1.) qualify for a home now, and 2.) what I could do in the future to substantially reduce my rate. He also got me a rate of 5.75% which was far lower than I'd been quoted by anyone else. I appreciated his clarity, honesty, and willingness to work with me to get me the best mortgage possible. I'd recommend Jeff to any friend and expect to work with him in the future.

Rogel Lunaria

Jeff was a real pleasure to work with! Homebuying can be very confusing but Jeff made us feel comfortable and he stayed on top of things. He is very knowledgeable and gave us great guidance. I will definitely recommend his service to family and friends!

-Rogel L.
Rancho Santa Margarita, CA

5.0
2018-08-02T02:53:06+00:00

-Rogel L.
Rancho Santa Margarita, CA

Jeff was a real pleasure to work with! Homebuying can be very confusing but Jeff made us feel comfortable and he stayed on top of things. He is very knowledgeable and gave us great guidance. I will definitely recommend his service to family and friends!

Julie

This is our second time working with Jeff Shields. He made the refinance process just as smooth as our initial home purchase. Jeff was quick to respond, always available to answer questions, give us explanations and advise and prepare us for what to expect. We highly recommend Jeff.

-Julie

5.0
2019-10-11T14:51:02+00:00

-Julie

This is our second time working with Jeff Shields. He made the refinance process just as smooth as our initial home purchase. Jeff was quick to respond, always available to answer questions, give us explanations and advise and prepare us for what to expect. We highly recommend Jeff.

Shera Oct 16, 2019 on BirdEye

I was referred to Jeff since the lender I was working with didn't seem to have much urgency and poor communication and I wanted to move on a property fast! Jeff, on the other hand, communicated the whole process to me from start to finish, answered any and all the questions I had throughout the process, and was also calm and collected when we had a mountain to climb, which helped to ease my frustrations. The reason why Jeff was a godsend during the process of my purchase was while my loan documents were being drawn, the FHA expired due to some issues with the HOA and I was unable to go the FHA route days before closing! Jeff immediately evaluated the situation and came up with plan B and plan C, resolved the issues with the HOA, and got me approved for a conventional loan. Although my closing date was delayed over a week due to the FHA expiring during the process, I 100% believe that if I didn't have Jeff working for me, I would not have been able to close and would have lost the property. I would recommend Jeff to anyone and I will definitely be working with him on future purchases! Thank you, Jeff!

-Shera

5.0
2019-10-18T15:43:42+00:00

-Shera

I was referred to Jeff since the lender I was working with didn't seem to have much urgency and poor communication and I wanted to move on a property fast! Jeff, on the other hand, communicated the whole process to me from start to finish, answered any and all the questions I had throughout the process, and was also calm and collected when we had a mountain to climb, which helped to ease my frustrations. The reason why Jeff was a godsend during the process of my purchase was while my loan documents were being drawn, the FHA expired due to some issues with the HOA and I was unable to go the FHA route days before closing! Jeff immediately evaluated the situation and came up with plan B and plan C, resolved the issues with the HOA, and got me approved for a conventional loan. Although my closing date was delayed over a week due to the FHA expiring during the process, I 100% believe that if I didn't have Jeff working for me, I would not have been able to close and would have lost the property. I would recommend Jeff to anyone and I will definitely be working with him on future purchases! Thank you, Jeff!
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