Jeff Shields

Jeff Shields

NMLS #323758
Mortgage Advisor
Licensed in CA.

As your Mortgage Advisor Jeff believes it is his job to become your trusted advisor by informing you of the mortgage options available to you derived from your long and/ or short-term investment plans in order to help minimize interest expense, minimize taxes, improve cash flow, etc.

Jeff’s successful 18 year career in Mortgage and Real Estate have afforded him the luxury of working in a few different roles; Processing, Underwriting, Funding, Originating as well as Realtor both buying and selling homes. Working in those positions he gained necessary experience to effectively advise clients through the loan closing with a thorough understanding of credit analysis, real estate contracts and timelines, conventional and non-conventional loans, and underwriting methods. When combined with his character and service driven approach it makes Jeff a very valuable partner to homeowners navigating some of the most important purchase and/or refinance decisions of their lives.

Jeff is an Orange County Native only relocating to San Diego while he earned his Bachelor of Science Degree from San Diego State University. He enjoys spending invaluable time with his Wife and 10 year old daughter who is active in soccer and gymnastics. Jeff also enjoys playing ice hockey, mountain biking, golfing, surfing, snowboarding, riding his personal watercraft and just taking advantage of the amazing outdoors Southern California offers us.

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  • 949.584.4272
  • 949.584.4272
  • 714.455.7187
  • email

Julie Hess Nov 07, 2019 on Zillow

Extremely responsive and got our loan closed in record time. Accommodated our loan prequalification process on a Saturday, allowing us to put an offer in on our dream home. Extremely stress-free experience.

-Julie H

5.0
2019-11-09T17:08:54+00:00

-Julie H

Extremely responsive and got our loan closed in record time. Accommodated our loan prequalification process on a Saturday, allowing us to put an offer in on our dream home. Extremely stress-free experience.

Gavin Reardon Nov 12, 2019 on Zillow

I'd contacted other mortgage brokers, but as I'm self-employed, the rate I was quoted exceedingly high (well over 6.5%). No one had explained why or what I could do to change my circumstances. I was given Jeff Shields's name, and he was wonderful. He explained clearly, in terms I could understand, what my situation was, and how I could 1.) qualify for a home now, and 2.) what I could do in the future to substantially reduce my rate. He also got me a rate of 5.75% which was far lower than I'd been quoted by anyone else. I appreciated his clarity, honesty, and willingness to work with me to get me the best mortgage possible. I'd recommend Jeff to any friend and expect to work with him in the future.

-Gavin R.

5.0
2019-11-15T14:39:42+00:00

-Gavin R.

I'd contacted other mortgage brokers, but as I'm self-employed, the rate I was quoted exceedingly high (well over 6.5%). No one had explained why or what I could do to change my circumstances. I was given Jeff Shields's name, and he was wonderful. He explained clearly, in terms I could understand, what my situation was, and how I could 1.) qualify for a home now, and 2.) what I could do in the future to substantially reduce my rate. He also got me a rate of 5.75% which was far lower than I'd been quoted by anyone else. I appreciated his clarity, honesty, and willingness to work with me to get me the best mortgage possible. I'd recommend Jeff to any friend and expect to work with him in the future.

Jordan Mar 2, 2020 on BirdEye

Jeff helped us from start to finish. We originally met in November to discuss the qualification process and how to clean up our existing credit and debt to best qualify for a home loan. At the beginning of February, we were able to write a competitive offer with tight timelines. Jeff and his team worked diligently through our 20-day escrow to stick to our deadlines and close on time. We're very grateful for their help and we will continue to refer Jeff to our friends and family!

-Jordan

5.0
2020-03-02T19:40:13+00:00

-Jordan

Jeff helped us from start to finish. We originally met in November to discuss the qualification process and how to clean up our existing credit and debt to best qualify for a home loan. At the beginning of February, we were able to write a competitive offer with tight timelines. Jeff and his team worked diligently through our 20-day escrow to stick to our deadlines and close on time. We're very grateful for their help and we will continue to refer Jeff to our friends and family!

Matt B Mar 04, 2020 on Zillow

Jeff and his team are fast, efficient, and friendly. They answered all our questions and helped us through a process that we were unfamiliar with. We closed quickly and on time, and with an interest rate that was below what we were expecting. I will recommend him to anyone and everyone!

-Matt B.

5.0
2020-03-09T18:36:23+00:00

-Matt B.

Jeff and his team are fast, efficient, and friendly. They answered all our questions and helped us through a process that we were unfamiliar with. We closed quickly and on time, and with an interest rate that was below what we were expecting. I will recommend him to anyone and everyone!

Agnes and Cris Mar 17, 2020 on Zillow

Jeff Shields' guidance has exemplified true customer service which made it possible for our loan to be approved. Jeff Shields is knowledgable in his profession and explained the loan process in a clear and understandable format. Jeff Shields was available to answer all of our questions and put our anxieties to ease. Jeff is passionate and focused on the success of his organization, and has to lead us through a successful loan process to close our loan within 20 days and on time! We have been very grateful for finding the right lender who is professional, patient, and is able to communicate effectively and delegate professionally in a timely manner with his staff. We would use Jeff again in the future and highly recommend Jeff Shields! Call him today!

-Agnes and Cris

5.0
2020-03-19T15:33:10+00:00

-Agnes and Cris

Jeff Shields' guidance has exemplified true customer service which made it possible for our loan to be approved. Jeff Shields is knowledgable in his profession and explained the loan process in a clear and understandable format. Jeff Shields was available to answer all of our questions and put our anxieties to ease. Jeff is passionate and focused on the success of his organization, and has to lead us through a successful loan process to close our loan within 20 days and on time! We have been very grateful for finding the right lender who is professional, patient, and is able to communicate effectively and delegate professionally in a timely manner with his staff. We would use Jeff again in the future and highly recommend Jeff Shields! Call him today!

Rogel Lunaria

Jeff was a real pleasure to work with! Homebuying can be very confusing but Jeff made us feel comfortable and he stayed on top of things. He is very knowledgeable and gave us great guidance. I will definitely recommend his service to family and friends!

-Rogel L.
Rancho Santa Margarita, CA

5.0
2018-08-02T02:53:06+00:00

-Rogel L.
Rancho Santa Margarita, CA

Jeff was a real pleasure to work with! Homebuying can be very confusing but Jeff made us feel comfortable and he stayed on top of things. He is very knowledgeable and gave us great guidance. I will definitely recommend his service to family and friends!

Beth S. Dec 12, 2019 on Zillow

Jeff and Kristen were amazing to work with through our first home buying experience! We received Jeff’s name through a friend and we are so thankful for the referral! From start to finish, Jeff and Kristen communicated with us what they needed from us, timelines, what they were working on and made sure we felt comfortable with the process! They turned what could be a very stressful process into an enjoyable and easy process! Thank you, Jeff and Kristen, for all that you did to help us get our first home!

-Beth S.

5.0
2019-12-13T16:04:13+00:00

-Beth S.

Jeff and Kristen were amazing to work with through our first home buying experience! We received Jeff’s name through a friend and we are so thankful for the referral! From start to finish, Jeff and Kristen communicated with us what they needed from us, timelines, what they were working on and made sure we felt comfortable with the process! They turned what could be a very stressful process into an enjoyable and easy process! Thank you, Jeff and Kristen, for all that you did to help us get our first home!

naspencer50 Dec 12, 2019 on Zillow

Jeff and Kristen were absolutely phenomenal for our mortgage process! Being our first home, they walked us through every step of the way, pushed through the things that we needed...and got us closed in under 20 days, with a holiday in the middle of that! We looked at using banks or a credit union, but honestly, the personal touch that Jeff and his team bring made our home purchase as easy as I think it possibly could have been...we would absolutely recommend using Jeff and his team!

-Naspencer

5.0
2019-12-13T16:18:01+00:00

-Naspencer

Jeff and Kristen were absolutely phenomenal for our mortgage process! Being our first home, they walked us through every step of the way, pushed through the things that we needed...and got us closed in under 20 days, with a holiday in the middle of that! We looked at using banks or a credit union, but honestly, the personal touch that Jeff and his team bring made our home purchase as easy as I think it possibly could have been...we would absolutely recommend using Jeff and his team!

bev lupe Dec 10, 2019 on Zillow

Jeff was amazing to work with. All of our questions and concerns were answered quickly and he was always available. He took the time to make very confusing paperwork understandable. We are so grateful to have used Jeff in this home buying process.

-Bev L.

5.0
2019-12-13T16:29:02+00:00

-Bev L.

Jeff was amazing to work with. All of our questions and concerns were answered quickly and he was always available. He took the time to make very confusing paperwork understandable. We are so grateful to have used Jeff in this home buying process.

sayfoori Dec 19, 2019 on Zillow

Jeff was very quick and responsive. He helped us to get the loan approval on time. He thoroughly explained everything and analyzed different loan options.

-Sayfoori

5.0
2019-12-20T15:25:14+00:00

-Sayfoori

Jeff was very quick and responsive. He helped us to get the loan approval on time. He thoroughly explained everything and analyzed different loan options.

Christian Jan 29, 2020

Jeff gave us great customer service as usual.

-Christian

5.0
2020-01-30T15:52:04+00:00

-Christian

Jeff gave us great customer service as usual.

Julie

This is our second time working with Jeff Shields. He made the refinance process just as smooth as our initial home purchase. Jeff was quick to respond, always available to answer questions, give us explanations and advise and prepare us for what to expect. We highly recommend Jeff.

-Julie

5.0
2019-10-11T14:51:02+00:00

-Julie

This is our second time working with Jeff Shields. He made the refinance process just as smooth as our initial home purchase. Jeff was quick to respond, always available to answer questions, give us explanations and advise and prepare us for what to expect. We highly recommend Jeff.

Shera Oct 16, 2019 on BirdEye

I was referred to Jeff since the lender I was working with didn't seem to have much urgency and poor communication and I wanted to move on a property fast! Jeff, on the other hand, communicated the whole process to me from start to finish, answered any and all the questions I had throughout the process, and was also calm and collected when we had a mountain to climb, which helped to ease my frustrations. The reason why Jeff was a godsend during the process of my purchase was while my loan documents were being drawn, the FHA expired due to some issues with the HOA and I was unable to go the FHA route days before closing! Jeff immediately evaluated the situation and came up with plan B and plan C, resolved the issues with the HOA, and got me approved for a conventional loan. Although my closing date was delayed over a week due to the FHA expiring during the process, I 100% believe that if I didn't have Jeff working for me, I would not have been able to close and would have lost the property. I would recommend Jeff to anyone and I will definitely be working with him on future purchases! Thank you, Jeff!

-Shera

5.0
2019-10-18T15:43:42+00:00

-Shera

I was referred to Jeff since the lender I was working with didn't seem to have much urgency and poor communication and I wanted to move on a property fast! Jeff, on the other hand, communicated the whole process to me from start to finish, answered any and all the questions I had throughout the process, and was also calm and collected when we had a mountain to climb, which helped to ease my frustrations. The reason why Jeff was a godsend during the process of my purchase was while my loan documents were being drawn, the FHA expired due to some issues with the HOA and I was unable to go the FHA route days before closing! Jeff immediately evaluated the situation and came up with plan B and plan C, resolved the issues with the HOA, and got me approved for a conventional loan. Although my closing date was delayed over a week due to the FHA expiring during the process, I 100% believe that if I didn't have Jeff working for me, I would not have been able to close and would have lost the property. I would recommend Jeff to anyone and I will definitely be working with him on future purchases! Thank you, Jeff!
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