Kristen Vail

Kristen Vail

NMLS #1140249
Loan Officer
Licensed in CA.

Kristen takes pride in her work ethic and attention to building long-lasting relationships, both professionally and personally. Kristen obtained a Bachelor’s Degree in Health Sciences from CSU Fullerton and a Master’s Degree in Business from Azusa Pacific University, where she graduated with honors. Kristen grew up in Orange County and pursued a career in the mortgage industry right out of college.

She fell in love with every aspect of this business and officially began originating loans in early 2015. Whether it is her clients’ first home, their dream home, or an investment home, she absolutely loves helping people purchase real estate.

Kristen combines the knowledge that she has gained from her educational career, extensive product knowledge, and her willingness to adapt in this ever-changing industry to ensure that all of her clients have an enjoyable home-buying experience!

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  • 714-743-5582
  • 714-455-7187
  • email

Alfonso Nov 24, 2019

Kristen is very professional, and always available to assist me. She is very prompt in responding to any of my questions and always on point. I would highly recommend her to anyone seeking a loan. You will not be disappointed.

-Alfonso

5.0
2019-11-25T20:53:06+00:00

-Alfonso

Kristen is very professional, and always available to assist me. She is very prompt in responding to any of my questions and always on point. I would highly recommend her to anyone seeking a loan. You will not be disappointed.

Beth S. Dec 12, 2019 on Zillow

Jeff and Kristen were amazing to work with through our first home buying experience! We received Jeff’s name through a friend and we are so thankful for the referral! From start to finish, Jeff and Kristen communicated with us what they needed from us, timelines, what they were working on and made sure we felt comfortable with the process! They turned what could be a very stressful process into an enjoyable and easy process! Thank you, Jeff and Kristen, for all that you did to help us get our first home!

-Beth S.

5.0
2019-12-13T16:04:13+00:00

-Beth S.

Jeff and Kristen were amazing to work with through our first home buying experience! We received Jeff’s name through a friend and we are so thankful for the referral! From start to finish, Jeff and Kristen communicated with us what they needed from us, timelines, what they were working on and made sure we felt comfortable with the process! They turned what could be a very stressful process into an enjoyable and easy process! Thank you, Jeff and Kristen, for all that you did to help us get our first home!

naspencer50 Dec 12, 2019 on Zillow

Jeff and Kristen were absolutely phenomenal for our mortgage process! Being our first home, they walked us through every step of the way, pushed through the things that we needed...and got us closed in under 20 days, with a holiday in the middle of that! We looked at using banks or a credit union, but honestly, the personal touch that Jeff and his team bring made our home purchase as easy as I think it possibly could have been...we would absolutely recommend using Jeff and his team!

-Naspencer

5.0
2019-12-13T16:18:01+00:00

-Naspencer

Jeff and Kristen were absolutely phenomenal for our mortgage process! Being our first home, they walked us through every step of the way, pushed through the things that we needed...and got us closed in under 20 days, with a holiday in the middle of that! We looked at using banks or a credit union, but honestly, the personal touch that Jeff and his team bring made our home purchase as easy as I think it possibly could have been...we would absolutely recommend using Jeff and his team!

Mike and Beth Zach and Lisa

The best thing we ever did. Exceptionally happy! Made so easy to go to Kristen. If you ever have questions or need financing call, Kristen. Thank you so much, Mike and Beth Zach and Lisa.

-Mike and Beth Zach and Lisa

5.0
2019-06-19T22:58:37+00:00

-Mike and Beth Zach and Lisa

The best thing we ever did. Exceptionally happy! Made so easy to go to Kristen. If you ever have questions or need financing call, Kristen. Thank you so much, Mike and Beth Zach and Lisa.

Thomas

Kristen did an amazing job. She is very friendly and did everything she could to help guide us through this time of buying a new house. There was never a time when we felt she was not on top of the whole process. Buying a home is a very stressful time and she did wonderfully. Thank you, Kristen.

-Thomas

5.0
2019-06-19T22:59:33+00:00

-Thomas

Kristen did an amazing job. She is very friendly and did everything she could to help guide us through this time of buying a new house. There was never a time when we felt she was not on top of the whole process. Buying a home is a very stressful time and she did wonderfully. Thank you, Kristen.

Zach B.

Kristen has been a pleasure to work with, having never been through the process before she help out immensely. I would recommend Kristen to anybody. Thank you Kristen

-Zach B.

5.0
2019-06-19T23:00:33+00:00

-Zach B.

Kristen has been a pleasure to work with, having never been through the process before she help out immensely. I would recommend Kristen to anybody. Thank you Kristen
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