SR. Loan Officer
**First and Foremost, thank you for taking the time to learn more about me and giving me the opportunity to earn your business**
I began my career in Residential Finance in 2001, so I bring 13 years of lending experience when negotiating rates with banks on your behalf. In my career I have funded all types of loans such as FHA, VA, USDA, Jumbo, 80/10/10, and many out of the box loans. I would say my expertise lies in my ability to package and close loans within less time required by most purchase contract deadlines. I understand that a home purchase is one of the biggest purchases you will make in your life, and I feel that it is my job to deliver as smooth of a process as I can for my clients.
REASONS YOU SHOULD CHOOSE ME AS YOUR LENDER:
1.) I am responsive
Call me anytime whether its during business hours or after. I am available to discuss options on your time
2.) Low Interest Rates
My Interest Rates are very aggressive. My business motto is “High volume, NOT high commission”. What I mean by this is I have intentionally taken a lower compensation so that my rates will be excellent, and in turn generate a higher amount of closings per month. More Clients + Excellent Customer Service = More Referrals. Plain and Simple
3.) Customer Service
My goal is to not just ensure we close in a timely manner with a stellar rate, but also provide a higher level of customer service to all parties involved. How I will achieve this is with help from my team. That’s right, if you select me as your Mortgage Consultant you do not just get me but also a team of Processors, Underwriters, Doc Drawers, and my dedicated assistants who help by providing updates to all parties every step of the way.
4.) 13 Years of Lending Experience
I am not telling you this to brag about my time in the Mortgage Industry. I simply state this to inform you of my background in lending, so you as a consumer can rest assured that my experience will greatly assist in negotiating on your behalf. I am great at what I do, and I love what I do!
If you are in the market to buy your very 1st home, add more Investment properties to your portfolio, or simply just take advantage of historically low interest rates with a Refinance of your existing mortgage. Please Call me today!
While away from the office, Mike enjoys traveling with his family. You’re most likely to find him visiting Maui, camping, and taking road trips throughout California. Mike’s fiancé, Ruby, also works in the financial services industry in Livermore at a local credit union. They are the proud parents of three sons, Noah, Nathan and Nicholas.
- Richard H