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We’re here to help you build your business.

It’s not what you know, it’s who you know.

Real estate agents, we are here to help you build your business. At Diversified Capital Funding, we pride ourselves in a high level of knowledge and experience of each of our loan officers as well as our staff. We strive to build lasting relationships with you by delivering an unparalleled level of service for you and your clients. Give us the chance to impress you. You won’t regret it.


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Call our office at (209) 833-3338 or send us a message by clicking the link below.

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Specialty Mortgage Programs


  • Connector.

    Keys on time guarantee

    Welcome to the 20-day Close with your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market where we will work with you to get full underwriting loan approval to ensure your loan will close lightning fast, even if you have not yet identified the property. We are 100% committed to owning what it takes to get your loan funded on or before the close of escrow. If your loan does not close on time, we will credit you $895 in closing costs.* You can combine Keys on Time with our SecureLock program to have the security of a locked in interest rate even prior to making a purchase offer.

    • Over 90% of owner-occupied homes qualify
    • First-time and move-up homebuyers are eligible
    • Single-family, condos, investment, second-homes

  • Connector.

    Lock and List

    Gain peace of mind by locking in your interest rate while you are selling your current home and looking for another to protect against rising interest rates. Certain fees may apply.*

  • Connector.

    Dream Home Renovation

    Interested in buying a property in need of repair or renovation? Save time and money by financing the purchase with the cost of the repairs.

*Not available in Oregon. * The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.