Sr. Loan Officer, NMLS #268702/1850
With over 16 years in the mortgage industry, I have the experience and knowledge to obtain the program and the most competitive pricing to suit my client’s needs. This includes purchases and refinances for both individuals with a stellar credit score or those with credit challenges alike. As a specialist in the home financing industry, my experience includes years as a Loan Processor and Underwriter. With this foundation of training and hands-on experience gives me an advantage understanding knowing ahead of time what an Underwriter will need in order to achieve a smooth transaction. With this knowledge, I package and guide the loan through the approval process, resulting in a transaction that closes quickly, seamlessly and on time.
My personalized “Client Care” includes:
Educating Homebuyers or refinance Borrowers on:
Current rates and market conditions
Costs of the loan
Eliminating the “mystery” from their mortgage shopping
Provide a minimum of weekly updates on the transaction
Attend each of my client’s loan signings as a show of support and to put them at ease.
Purchasing a home, whether for the first time or the tenth, is always an exciting event. From the application stage through to the approval and closing, it is my goal to make sure you receive excellent service and are informed every step of the way.
Awards: Voted Tracy’s No. 1 Mortgage Professional, Tracy Press Democrat, 2015!! Diversified Capital President’s Club honoree 2012, 2013, 2014, 2015!
Please call me today!
When asked - Can you think of any ways we could improve our performance on the next transaction? -The level of professionalism, knowledge and the understanding of urgency with this transaction was outstanding!
-Laura Silva-Paulo, REALTOR
Got An Agent, Inc.
-Graciela Gutierrez, REALTOR
PMZ Real Estate