Ross Philips

Ross Philips

Mortgage Loan Consultant
NMLS #1462946/1850
Livermore, CA

Pursuing my passion with years of knowledge in real estate and providing service in the mortgage lending industry. Helping my clients navigate the sometimes complicated lending world with confidence and a full understanding of its process. Having a sincere interest in knowing you and your family’s needs is important.
I am blessed to be part of a great team in downtown Livermore at Diversified Capital Funding. We are a local mortgage banker with a broad array of lending options that many big banks simply don’t possess. We are nimble enough to make tough decision quickly and act with local community connection. As the 2nd largest subsidiary of a $10B dollar California based mortgage banker, we are very competitive too.
Caring for your total financial well-being and future is important for all of us. You are more than just another loan. It “takes a village” as some say, and that applies to getting a loan done smoothly too. I give much credit to our support staff to deliver your loan with ease. Difficult scenario’s is our specialty too.
I have lived and worked in the Bay Area my entire life and reside in Livermore. Developing great business relationships all around Northern California has been my success. Many of whom have also become friends too. A graduate of SJSU, and now a husband and a dad, I love to spend time with my wife Debbi, daughter Lindsey, and our dogs. We love to travel, snow and water ski, love the mountains of Tahoe, and are crazy for rollercoasters. We can also be spotted supporting our daughter’s love of track and other sports, what a joy that is!

“Knowledge is power, but ONLY when shared with others”

Call and ask for a home finance analysis or rate check. You can have confidence in me and our great team to take care of you and any of your friends!

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  • 925-788-0737
  • 925-788-0737
  • 925-215-2287
  • email

Jim and Dee F.

When we decided to refinance with Ross, it became clear that the most important element we found with Ross is that he was all about relationship building and ensuring we were getting the value that we were seeking during the process.
Ross has an amazing team behind him each having an area of expertise to help guide you seamlessly through the process. Our primary goal was to reduce our monthly mortgage without adding additional debt to the note. Both goals were met and we are very satisfied with the outcome. I would recommend Ross and his team to anyone seeking a home mortgage or refinancing their current mortgage.

-Jim and Dee F.

5.0
2017-11-27T17:41:30+00:00

-Jim and Dee F.

When we decided to refinance with Ross, it became clear that the most important element we found with Ross is that he was all about relationship building and ensuring we were getting the value that we were seeking during the process. Ross has an amazing team behind him each having an area of expertise to help guide you seamlessly through the process. Our primary goal was to reduce our monthly mortgage without adding additional debt to the note. Both goals were met and we are very satisfied with the outcome. I would recommend Ross and his team to anyone seeking a home mortgage or refinancing their current mortgage.

Don Oates and Carla Yamanaka

I want to thank Ross for all the hard work and perseverance he has put into a challenging REFI.  Along with being self-employed and changing our tax structure last year,  and despite all those hoops and hurdles, Ross stuck with it and got us to the finish line, refinanced our house and we are all happy.  Thank you Ross!

-Don Oates and Carla Yamanaka

5.0
2017-12-05T17:02:25+00:00

-Don Oates and Carla Yamanaka

I want to thank Ross for all the hard work and perseverance he has put into a challenging REFI.  Along with being self-employed and changing our tax structure last year,  and despite all those hoops and hurdles, Ross stuck with it and got us to the finish line, refinanced our house and we are all happy.  Thank you Ross!
5.0
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