Ross Philips

Ross Philips

Mortgage Loan Consultant
NMLS #1462946/1850
Livermore, CA

Pursuing my passion, I am pleased to have joined my esteemed colleagues here in Pleasanton and have united with an experienced lending team and a company who is now the 5th largest Mortgage lender in the nation. My desire is to help you to develop a home loan or refinance strategy that meets the changing needs of you and your family.

Helping you to understand your options, staying abreast of current market conditions, and getting you the right loan at a sharp price is key to my support. It can be difficult for borrowers to navigate the mortgage financing maze, there will always be some hurdles to jump. This is where having a trustworthy and knowledgeable loan team is critical to the success in helping you navigate that maze to the perfect loan for your perfect home.

I have lived and worked in the Bay Area my entire life and reside in Livermore. Developing great business relationships all around Northern California. A graduate of SJSU, and now a husband and a dad, I love to spend time with my wife Debbi, daughter Lindsey, and our dogs and cats. We love to travel, snow and water ski together, camp, love the mountains of Tahoe, and are crazy for rollercoasters. We can also be spotted supporting our daughter’s love of track and other sports, what a joy that is.
Call and ask for a home finance analysis or rate check. You can have confidence in me and our great team to take care of you and any of your friends!

“Knowledge is power, but ONLY when shared with others”

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  • 925-788-0737
  • 925-788-0737
  • 925-215-2287
  • email

Jim and Dee F.

When we decided to refinance with Ross, it became clear that the most important element we found with Ross is that he was all about relationship building and ensuring we were getting the value that we were seeking during the process.
Ross has an amazing team behind him each having an area of expertise to help guide you seamlessly through the process. Our primary goal was to reduce our monthly mortgage without adding additional debt to the note. Both goals were met and we are very satisfied with the outcome. I would recommend Ross and his team to anyone seeking a home mortgage or refinancing their current mortgage.

-Jim and Dee F.

5.0
2017-11-27T17:41:30+00:00

-Jim and Dee F.

When we decided to refinance with Ross, it became clear that the most important element we found with Ross is that he was all about relationship building and ensuring we were getting the value that we were seeking during the process. Ross has an amazing team behind him each having an area of expertise to help guide you seamlessly through the process. Our primary goal was to reduce our monthly mortgage without adding additional debt to the note. Both goals were met and we are very satisfied with the outcome. I would recommend Ross and his team to anyone seeking a home mortgage or refinancing their current mortgage.

Don Oates and Carla Yamanaka

I want to thank Ross for all the hard work and perseverance he has put into a challenging REFI.  Along with being self-employed and changing our tax structure last year,  and despite all those hoops and hurdles, Ross stuck with it and got us to the finish line, refinanced our house and we are all happy.  Thank you Ross!

-Don Oates and Carla Yamanaka

5.0
2017-12-05T17:02:25+00:00

-Don Oates and Carla Yamanaka

I want to thank Ross for all the hard work and perseverance he has put into a challenging REFI.  Along with being self-employed and changing our tax structure last year,  and despite all those hoops and hurdles, Ross stuck with it and got us to the finish line, refinanced our house and we are all happy.  Thank you Ross!
5.0
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