Yvonne Hemmingsen

Yvonne Hemmingsen

NMLS #304628
SR. Loan Officer
Alamo Branch
3201 Danville Blvd, Suite 295
Alamo, CA 94507

The lending industry has undergone many changes in the recent years. It is more important than ever to work with a loan professional that has both experience and stability. I have been a licensed Loan Officer in the mortgage industry and with Diversified Capital Funding since 1997. I have also been a recipient of Diversified’s top honor, the Presidents Club Award since 2001. To date, I have successfully closed well over 1,000 home loan transactions for my clients.

During my career, I have helped clients in many different professions and price ranges. I am very experienced in a variety of lending products (including: jumbo, conventional, FHA, and VA loans), thus allowing me to accommodate just about any Borrower’s needs. I have a passion for this industry! My expertise has enabled me to help clients make the best decision for their specific situation and financial goals.

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  • 925-683-4521
  • 925-683-4521
  • 925-605-3691
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Paul Ruff

Working with Yvonne was more than just a client relationship. We felt that she really cared about us and helped us to make decisions that were best for our needs. She made our VA loan process easy and uncomplicated. Organized, available, friendly. I can not imagine this process going any smoother than it did.

-Paul R.

5.0
2016-09-13T00:44:27+00:00

-Paul R.

Working with Yvonne was more than just a client relationship. We felt that she really cared about us and helped us to make decisions that were best for our needs. She made our VA loan process easy and uncomplicated. Organized, available, friendly. I can not imagine this process going any smoother than it did.

Bob Nov 20, 2019 on Zillow

Working with Yvonne was fantastic! She is extremely knowledgable and professional. Yvonne walked us through the refinance process and helped us with any issues that came up along the way. I highly recommend working with Yvonne for your mortgage needs!

-Bob

5.0
2019-11-22T13:46:31+00:00

-Bob

Working with Yvonne was fantastic! She is extremely knowledgable and professional. Yvonne walked us through the refinance process and helped us with any issues that came up along the way. I highly recommend working with Yvonne for your mortgage needs!

David A

Yvonne is awesome! She tirelessly worked through my challenging situation. Yvonne explored all possible options and gave me objective info that enabled me to make informed decisions. She kept all parties updated every step of the way. I highly recommend her!

-David A

5.0
2016-11-28T20:33:56+00:00

-David A

Yvonne is awesome! She tirelessly worked through my challenging situation. Yvonne explored all possible options and gave me objective info that enabled me to make informed decisions. She kept all parties updated every step of the way. I highly recommend her!

Veronica Nov 23, 2019 on Zillow

Yvonne Hemmingsen was wonderful. We had an extremely complicated file with difficult credit, a jumbo loan amount, cash-out, and a non-occupant co-buyer. Yvonne made the entire transaction painless and easy. We closed on time, with a rate we were extremely happy with.

-Veronica

5.0
2019-11-26T15:31:42+00:00

-Veronica

Yvonne Hemmingsen was wonderful. We had an extremely complicated file with difficult credit, a jumbo loan amount, cash-out, and a non-occupant co-buyer. Yvonne made the entire transaction painless and easy. We closed on time, with a rate we were extremely happy with.

Dr Lawatson

I was toying around with the idea of buying a house, not really certain that I would be able to afford one in this crazy Bay Area housing market. After doing some searching on my own, a friend of mine introduced me to who would eventually become my fantastic realtor. After finding a home that I wanted to buy, putting in an offer and getting it accepted, he introduced me to Yvonne for the hard part. Now that was my thinking about the financial piece, BEFORE I met Yvonne. Yvonne and I spoke on the phone and she immediately went to work for me. The anxiety that I felt building, quickly subsided. She walked me through the process from beginning to end, answering any questions, calming any fears, keeping everything transparent and making it all perfectly clear and understandable. Even when there were days that we were waiting to hear back from the underwriter or the appraiser, Yvonne would call just to check to see how we were doing. And another example to show how Yvonne took care of us, the day we were supposed to close, we realized we’d be out of the country on a pre-planned vacation. That just pushed Yvonne into overdrive. To ensure that we got this deal done before we left, Yvonne sent out a mobile notary to us with our paperwork so that we could sign and hop on our flight right after. And of course she was on the phone, checking to see if there were any questions we had while signing. When this whole process was over, that didn’t end our connection with Yvonne, she still checks in to see how we are...she’s absolutely amazing. If you want a loan officer who is knowledgeable, professional, efficient, personable, and simply outstanding, I HIGHLY HIGHLY recommend Yvonne Hemmingsen. She will definitely get the job done...fast!

-Dr Lawatson

5.0
2018-07-03T20:59:16+00:00

-Dr Lawatson

I was toying around with the idea of buying a house, not really certain that I would be able to afford one in this crazy Bay Area housing market. After doing some searching on my own, a friend of mine introduced me to who would eventually become my fantastic realtor. After finding a home that I wanted to buy, putting in an offer and getting it accepted, he introduced me to Yvonne for the hard part. Now that was my thinking about the financial piece, BEFORE I met Yvonne. Yvonne and I spoke on the phone and she immediately went to work for me. The anxiety that I felt building, quickly subsided. She walked me through the process from beginning to end, answering any questions, calming any fears, keeping everything transparent and making it all perfectly clear and understandable. Even when there were days that we were waiting to hear back from the underwriter or the appraiser, Yvonne would call just to check to see how we were doing. And another example to show how Yvonne took care of us, the day we were supposed to close, we realized we’d be out of the country on a pre-planned vacation. That just pushed Yvonne into overdrive. To ensure that we got this deal done before we left, Yvonne sent out a mobile notary to us with our paperwork so that we could sign and hop on our flight right after. And of course she was on the phone, checking to see if there were any questions we had while signing. When this whole process was over, that didn’t end our connection with Yvonne, she still checks in to see how we are...she’s absolutely amazing. If you want a loan officer who is knowledgeable, professional, efficient, personable, and simply outstanding, I HIGHLY...

Pierre Larzul

Yvonne Hemmingsen is a great professional in her field. She is extremely knowledgeable, patient and clear in her explanations. She communicates very well and answers questions fully. She is very well organized and always punctual. Her sharp skills, complete expertise, and great dedication are obvious and visible day after day.

-Pierre L.

5.0
2016-07-05T19:17:54+00:00

-Pierre L.

Yvonne Hemmingsen is a great professional in her field. She is extremely knowledgeable, patient and clear in her explanations. She communicates very well and answers questions fully. She is very well organized and always punctual. Her sharp skills, complete expertise, and great dedication are obvious and visible day after day.

Alex Warshavsky

Yvonne was wonderful. She's easy to talk to, was always ready to explain the details of the process and what each step or concept means. Yvonne was available and accessible, and responded quickly. I recommend Yvonne to everyone.

-Alex W.

5.0
2016-07-05T19:19:02+00:00

-Alex W.

Yvonne was wonderful. She's easy to talk to, was always ready to explain the details of the process and what each step or concept means. Yvonne was available and accessible, and responded quickly. I recommend Yvonne to everyone.

Deborah Lynn

Yvonne Hemmingsen is a great professional in her field. She is extremely knowledgeable, patient and clear in her explanations. She communicates very well and answers questions fully. She is very well organized and always punctual. Her sharp skills, complete expertise, and great dedication are obvious and visible day after day.

Deborah L.

5.0
2016-06-16T17:32:00+00:00

Deborah L.

Yvonne Hemmingsen is a great professional in her field. She is extremely knowledgeable, patient and clear in her explanations. She communicates very well and answers questions fully. She is very well organized and always punctual. Her sharp skills, complete expertise, and great dedication are obvious and visible day after day.

Taylor

We had a very complex loan and Yvonne was able to complete it within a short couple weeks from start to finish. She is very straight forward and easy to work with. Yvonne's patience made the transaction go smoothly we felt confident she would get the job done. Thanks for everything Yvonne. I highly recommend Yvonne for your loan needs

-Taylor

5.0
2018-03-08T17:43:23+00:00

-Taylor

We had a very complex loan and Yvonne was able to complete it within a short couple weeks from start to finish. She is very straight forward and easy to work with. Yvonne's patience made the transaction go smoothly we felt confident she would get the job done. Thanks for everything Yvonne. I highly recommend Yvonne for your loan needs

Victoria

My partner and I are first-time homeowners. After having a few disappointing interactions with a local credit union, we came to Yvonne and everything turned around! She explained each leg of the process to us with patience and care. Thanks to Yvonne, the financial side of our first home buying experience was extremely positive! I would recommend working with her to absolutely everyone!

-Victoria

5.0
2018-03-08T17:43:59+00:00

-Victoria

My partner and I are first-time homeowners. After having a few disappointing interactions with a local credit union, we came to Yvonne and everything turned around! She explained each leg of the process to us with patience and care. Thanks to Yvonne, the financial side of our first home buying experience was extremely positive! I would recommend working with her to absolutely everyone!

Normdea

Yvonne was very helpful and patient with me as we went through the refinance process. She was very thorough, knowledgeable, and professional and she explained every step to me as we progressed. She was available through email, text, and in person when I had a question or concern. I appreciated her patience with me and the process. Thanks again!

-Normdea

5.0
2018-03-08T17:44:51+00:00

-Normdea

Yvonne was very helpful and patient with me as we went through the refinance process. She was very thorough, knowledgeable, and professional and she explained every step to me as we progressed. She was available through email, text, and in person when I had a question or concern. I appreciated her patience with me and the process. Thanks again!

Ives A.

Yvonne is very Helpful. She made the process easy for us. We are clueless in the process of refinancing a loan. She patiently explained all the steps and all details. We are glad that we did not have a hard time doing the refinance. Thanks Yvonne. We will definitely contact you in the future.

-Ives A.

5.0
2018-03-08T17:45:40+00:00

-Ives A.

Yvonne is very Helpful. She made the process easy for us. We are clueless in the process of refinancing a loan. She patiently explained all the steps and all details. We are glad that we did not have a hard time doing the refinance. Thanks Yvonne. We will definitely contact you in the future.

Vern and Kathy H.

Yvonne is nothing short of fabulous. Managed our expectations, contacted us with good as well as not so good developments. She was referred to us...and we are certain to refer her on. A-1 effort and results!!!!

-Vern and Kathy H.

5.0
2018-03-08T17:46:28+00:00

-Vern and Kathy H.

Yvonne is nothing short of fabulous. Managed our expectations, contacted us with good as well as not so good developments. She was referred to us...and we are certain to refer her on. A-1 effort and results!!!!

Zillow – 7714159 – A Highly Qualified Mortgage Consultant

When considering a lender, one needs an individual that is experienced in the industry and knows the best options for a scenario, someone that communicates freely using multiple modes (text, email, voice) and can "finish" the task. Yvonne excels at all of these. She is conservative in her analysis and persistent in her nature.

-Client for life.

5.0
2017-11-03T20:30:17+00:00

-Client for life.

When considering a lender, one needs an individual that is experienced in the industry and knows the best options for a scenario, someone that communicates freely using multiple modes (text, email, voice) and can "finish" the task. Yvonne excels at all of these. She is conservative in her analysis and persistent in her nature.

dfminno

Yvonne is very knowledgeable and accessible. She works though all the issues (some of which are basic and some were very specific) and is a very professional. I highly recommend her.

-Dfminno

5.0
2017-11-03T20:34:40+00:00

-Dfminno

Yvonne is very knowledgeable and accessible. She works though all the issues (some of which are basic and some were very specific) and is a very professional. I highly recommend her.

Refinanced my home with Yvonne – normdea

Yvonne was very helpful and patient with me as we went through the refinance process. She was very thorough, knowledgeable, and professional and she explained every step to me as we progressed. She was available through email, text, and in person when I had a question or concern. I appreciated her patience with me and the process. Thanks again!

-Normdea

5.0
2017-11-03T20:37:14+00:00

-Normdea

Yvonne was very helpful and patient with me as we went through the refinance process. She was very thorough, knowledgeable, and professional and she explained every step to me as we progressed. She was available through email, text, and in person when I had a question or concern. I appreciated her patience with me and the process. Thanks again!

Very Helpful – ives aguila

Yvonne is very Helpful. She made the process easy for us. We are clueless in the process of refinancing a loan. She patiently explained all the steps and all details. We are glad that we did not have a hard time doing the refinance. Thanks Yvonne. We will definitely contact you in the future.

-Ives Aguila

5.0
2017-11-03T20:53:44+00:00

-Ives Aguila

Yvonne is very Helpful. She made the process easy for us. We are clueless in the process of refinancing a loan. She patiently explained all the steps and all details. We are glad that we did not have a hard time doing the refinance. Thanks Yvonne. We will definitely contact you in the future.

Fantasic to work with- HIGHLY RECOMMEND TO EVERYONE – zuser20150304080909128

When working with Yvonne - she took her time and was extremely patient with myself and my girlfriend throughout the entire process. This was the first home we were buying and going through the loan process was a foreign one. She kept in constant communication with us, always checking in and letting us know where we were in the process, what were the next steps, what we could expect. She gave us good honest feedback and helped us make good, educated choices. She made a tremendous gesture to us when we had to extend our rate lock, a gesture not many other lenders would have ever offered. Our experience with Yvonne went way past our wildest expectations - I would highly recommend her to everyone- you will not be disappointed!

-Zillow "Client for Life" Livermore

5.0
2017-11-03T20:59:44+00:00

-Zillow "Client for Life" Livermore

When working with Yvonne - she took her time and was extremely patient with myself and my girlfriend throughout the entire process. This was the first home we were buying and going through the loan process was a foreign one. She kept in constant communication with us, always checking in and letting us know where we were in the process, what were the next steps, what we could expect. She gave us good honest feedback and helped us make good, educated choices. She made a tremendous gesture to us when we had to extend our rate lock, a gesture not many other lenders would have ever offered. Our experience with Yvonne went way past our wildest expectations - I would highly recommend her to everyone- you will not be disappointed!

Yvonne follows through… – todd1790

I had a relatively difficult refinance which required knowledge and experience beyond the typical deal. Yvonne took care of me and got the deal successfully finished. She is very responsive and just plain "on it".

-Todd

5.0
2017-11-03T21:00:56+00:00

-Todd

I had a relatively difficult refinance which required knowledge and experience beyond the typical deal. Yvonne took care of me and got the deal successfully finished. She is very responsive and just plain "on it".

Very Informative and Responsive – hpohan

We had a great experience working with Yvonne. This was our first home purchase, so we were not sure what to expect. She was very informative and responsive to our questions and concerns. She worked with various lenders to find the best deal for us and made sure we knew our options. She helped us find a great rate we could work with. I will not hesitate to contact Yvonne in the future with any other lending needs. A great person to work with who is very honest and helpful.

-Hpohan - Fairfield, CA

5.0
2017-11-03T21:02:38+00:00

-Hpohan - Fairfield, CA

We had a great experience working with Yvonne. This was our first home purchase, so we were not sure what to expect. She was very informative and responsive to our questions and concerns. She worked with various lenders to find the best deal for us and made sure we knew our options. She helped us find a great rate we could work with. I will not hesitate to contact Yvonne in the future with any other lending needs. A great person to work with who is very honest and helpful.

Dave Oct 20, 2019 on Zillow

Yvonne Hemmingsen is awesome to work with. She keeps your interests in mind while thoroughly researching options. She's very knowledgeable, and if she doesn't know an answer, which is rare, she'll find out for you. Yvonne was diligent in helping me get a loan to purchase my dream house, and she helped me lower my interest rate years later. I highly recommend her!

-Dave

5.0
2019-10-22T16:33:48+00:00

-Dave

Yvonne Hemmingsen is awesome to work with. She keeps your interests in mind while thoroughly researching options. She's very knowledgeable, and if she doesn't know an answer, which is rare, she'll find out for you. Yvonne was diligent in helping me get a loan to purchase my dream house, and she helped me lower my interest rate years later. I highly recommend her!

Rebecca on Zillow

Working with Yvonne to refinance our house recently was great. We have had other experiences prior to working with Yvonne where the process felt very stressful and unclear, where we never felt truly trusting of the mortgage broker. Yvonne has helped us a few times now with refinancing and an equity line to do a major addition to our home. She is easy to communicate with, truly has our interests at heart, and is great at helping us understand every step of the process. I've recommended Yvonne to several of our friends and am happy to be able to do so in this forum. Yvonne's services are, I think, uniquely human and grounded in care in a market where many others doing similar work are not.

-Rebecca

5.0
2019-10-22T18:29:31+00:00

-Rebecca

Working with Yvonne to refinance our house recently was great. We have had other experiences prior to working with Yvonne where the process felt very stressful and unclear, where we never felt truly trusting of the mortgage broker. Yvonne has helped us a few times now with refinancing and an equity line to do a major addition to our home. She is easy to communicate with, truly has our interests at heart, and is great at helping us understand every step of the process. I've recommended Yvonne to several of our friends and am happy to be able to do so in this forum. Yvonne's services are, I think, uniquely human and grounded in care in a market where many others doing similar work are not.
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